Frequently Asked Questions

Question 1

How long do I have to file a personal injury lawsuit in Ontario?

Accepted Answer

In Ontario, you have 2 years from the date of injury to file a personal injury lawsuit under the Limitations Act, 2002. However, claims against municipalities require written notice within 10 days. For minors, the 2-year period doesn't start until they turn 18. Don't wait—contact a lawyer immediately to protect your rights.

Question 2

How much is my personal injury case worth?

Accepted Answer

Personal injury settlements in Ontario vary widely based on injury severity, medical expenses, lost income, and pain and suffering. Minor injuries may settle for $10,000-$50,000, moderate injuries $50,000-$150,000, serious injuries $150,000-$500,000, and catastrophic injuries over $1 million. Ontario has a "deductible" that reduces pain and suffering awards under $138,000 by approximately $43,000.

Question 3

What should I do immediately after a car accident in Toronto?

Accepted Answer

After a car accident: 1) Ensure safety and call 911 if anyone is injured, 2) Document everything with photos, 3) Exchange information with other drivers, 4) Get witness contact details, 5) Report to police if damage exceeds $2,000, 6) Seek medical attention even if you feel fine, 7) Contact your insurance company, and 8) Consult with a personal injury lawyer before accepting any settlement.

Question 4

Do I need a lawyer for a personal injury claim?

Accepted Answer

While not legally required, having an experienced personal injury lawyer typically increases settlements by 2-3 times compared to handling claims alone. Insurance companies have teams of lawyers working to minimize payouts. Most personal injury lawyers work on contingency—you pay nothing unless you win. Free consultations help you understand your rights.

Question 5

What is Ontario's no-fault insurance system?

Accepted Answer

Ontario's "no-fault" system means you claim certain benefits (Statutory Accident Benefits) from your OWN insurance company regardless of who caused the accident. This includes income replacement, medical benefits, and attendant care. You can STILL sue the at-fault driver for additional compensation if your injuries meet the threshold for "permanent serious impairment."

Question 6

What if I was hit by an uninsured driver?

Accepted Answer

In Ontario, your own insurance policy includes mandatory "Uninsured Automobile Coverage" that protects you when the at-fault driver is uninsured, underinsured, or flees the scene (hit-and-run). This coverage provides up to $200,000 for your injuries. Report hit-and-runs to police within 24 hours and contact your own insurance company to file a claim.

Question 7

How long does a personal injury case take to settle?

Accepted Answer

Minor injury cases with clear liability often settle within 6-12 months. Moderate cases typically take 1-2 years. Complex cases involving serious injuries or disputed liability can take 2-4 years or longer. Don't settle too quickly—early offers from insurance companies are usually far below fair value.

Question 8

How much does a personal injury lawyer cost?

Accepted Answer

Personal injury lawyers at Kanevsky Law work on a contingency fee basis — you pay nothing upfront and we only get paid if we win your case. The fee is typically a percentage (25-33%) of the settlement or award. Free initial consultations let you understand your case without any financial commitment.

Question 9

What areas does Kanevsky Law Office serve?

Accepted Answer

We serve clients throughout the Greater Toronto Area including Toronto, Mississauga, Brampton, Markham, Vaughan, Richmond Hill, Oakville, Burlington, Hamilton, Oshawa, and surrounding areas. Our office is located at 4580 Dufferin St, Suite 309, North York. We offer virtual consultations for clients who cannot visit in person.

Question 10

How do I schedule a free consultation?

Accepted Answer

Schedule a free personal injury consultation by calling us at 416-252-9937, emailing olga.lawyer@gmail.com, or filling out the contact form on our website. We respond to inquiries within 24 hours during business hours. All personal injury consultations are free with no obligation.

Question 11

What should I bring to my first meeting with a lawyer?

Accepted Answer

Bring all relevant documents: accident reports, medical records, insurance information, contracts, correspondence, photos, and a timeline of events. Bring a list of questions and be prepared to discuss your situation honestly. For personal injury cases, bring information about lost wages, medical expenses, and how injuries have affected your daily life.

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